AMLASpain, The Spanish Property MLS, has said that its goal for 2008 is to achieve authority status on google for Spanish Property. Having added in the last two months a Spanish Property Forum & Community forum, Video facilities for property marketing, a sub-domain for holiday & villa rentals in Spain AMLA believes it has put all the ‘cards in […]

Ouch…even that play on words was pushing the limits for me!
They are all around us… we look at them all the time…but rarely do we see them.. What am I talking about?
The advertising board…..no not the poster that we see, the actual board that its pasted onto. Alcom Aluminium is the new board on the […]

Sitting in your armchair…cup of tea on the table next to you…warm fire, glowing in the hearth…dont you just love christmas shopping! Allneedsandwants takes away the stress of shopping…the barging , the nightmare of parking…and god forbid the crush of the sales.
The online shopping mall is I hope, here to stay and I have to cinfess […]

Ok, here is a good cause posting for all those animal lovers out there…and I am one. When it comes to pets I cant keep a dry eye when you see some of the cruelty bestowed on pets by some people. So when a pet adoptions website sets up that is trying to re-home some […]

There are some great sayings in real estate. One that stays with me in times of depressed markets is that ‘a home is worth what some-one is willing to pay for it’!
So much for the valuation models that are used by the industry if this is true. The Real estate market is governed by simple supply and demand economics. In a market as large as the US this means that whilst home loans may be depressed in California, it is not necessarily the case that the market is not buoyant elsewhere.

The major factor affecting the market on a national level is the rate of information transfer and the understanding of it. Put simply…confidence has been lost in the market due to a lack of confidence, (demand) in the market due to a mis-understanding of the news reports of an isolated section of the market…the sub-prime crisis.
Equity loans are on the up as people turn to home equity loans instead of moving.

What will it take to bring back confidence? Well you can bank on the media to start the hype just as they have preached the doom and gloom. Their inability to explain a complicated issue in more than two syllables causing widespead uncertainty works for creating hope out of a 1/4 point cut in interest rates in the same way. In any event….don’t panic….it wont take long.

It’s 2008 and the New Year holds many changes for a lot of people. Moving home is one of the biggest changes you can make in life….and one of the most stressful. Home loans in the latter part of 2007 were given out much more sparingly due to the credit crunch caused by the sub-prime collapse in the mortgage market. Property prices faltered in some states and there was a general feeling that the property market bubble may have burst.

Lots of people are putting off moving home and are turning to an equity loan to make improvements or add additions to their existing homes rather than poke a toe into the homes sales market.

Home equity loans can provide a simple way of coping with that ever-increasing family or just to bump up the amenities…a new kitchen, ROTG or similar project that will put off the need to move for a year or two until the market shows signs of rising confidence